Service Tax
SR.NO. | (Description)Typeofservice | Date01.01.2021ServiceChargesapplicable |
(01) | (Savings / member savings / current / CC / OD / loan etc.) on return by the account holders without deposit check for collection in the clearing house (outward chq. Return) | Rs 100 / - per check + GST |
(02) | (A) Checks in respect of checks issued by bank members / customers of this bank which are received by the clearing house / any other means for payment to the bank and are returned by the bank due to insufficient balance in the account. Return Expense (I / W chq. Return) | A) In current / CC / OD accounts - Rs. 300 / - per check. + In GST |
(B) In the absence of sufficient balance in the account, the ECS, NACH debited ECS on return of payment without payment. Debit entry refund charges should be debited to the account of the respective account holder. | (B) ECS per debit entry in all types of accounts. Return Charges - Rs 300 / - + GST | |
(03) | Service charges on securing OBC check or return without payment | Upto Rs 50000 / - minimum Rs 50 / - on top of that Rs 10000 / - per value of Rs 10 / - up to a maximum of Rs 150 / - + GST |
(04) | In view of the rate of issue of check book to the account holders in other banks, issue of issue charge debit is applicable on issue of MICR check book in the account as follows: - |
|
(1) Current / CC / OD accounts | Rs 2 / - per check + GST | |
(2) In Savings / Member Savings Accounts | 30 leaf free in a year. Subsequently Rs. 2 / - per leaf + GST | |
(05) | On all types of account holders making a stop payment from their bank account for any reason | Savings Account Rs 50 / - + GST |
(06) | After all account holders get their signature authentication done | Savings Account Holder Rs 20 / - + GST |
(07) | Solvency Certificate Issuance | (1) Up to a turnover of Rs. 5 lakhs. Rs 200 / - + GST |
(08) | No deuse certificate | Rs 50 / - + GST |
(09) | Service charge along with indemnity bond on issue of duplicate receipt | Rs 20 / - + GST |
(10) | Bankguarantee |
|
100% Secured Bank Guarantee on fixed deposits | Rs 6 / - per thousand per year + GST | |
With 25% cash margin on real estate mortgage | Rs 20 / - per thousand per year + GST | |
(11) | On issue of duplicate passbook | Rs 50 / - + GST |
(12) | Service charge per page if the account holder wishes to have a re-settlement of current or savings account | Rs 5 / - + GST |
(13) | On account closure within 1 year of opening the account |
|
(14) | Quarterly Incidental Charge Current Account / CC Account / O.D. Account | Rs 200 / - per quarter + GST |
(15) | Service charge per entry on remaining below minimum deposit balance | Savings Account Rs 20 / - + GST |
(16) | IBC Service Charges - Service Charges in addition to Draft Commission | Rs 50 / - Draft Commission |
(17) | SMS alert charges | Rs 15 / - per quarter + GST |
(18) | LockerRent- | |
(A) Smallest | Amount Rs. 1200 / - + GST | |
(B) Medium | Amount Rs. 2400 / - + GST | |
(C) Largest | Amount Rs. 4800 / - + GST | |
(19) | Draft/Peslipbuildthecharging/Commission | |
(A) Amount Rs. 1 / - to 1000 / - | Amount Rs. 15 / - + GST | |
(B) Amount Rs 1001 / - to 10000 / - | Amount Rs. 20 / - + GST | |
(C) Amount exceeding Rs. 10000 / - | Amount Rs. 1.50 per thousand, minimum Rs. 20 / - + GST | |
|
| |
(20) | ATM CARD CHARGES (Effective from 01-01-2022) | |
| (1) Annual fee of Easy Cash EMV Pupay Debit Card | Rs 100 / - + GST |
(2) Replacement, broken, foot, seized, lost, stolen | Rs 100 / - + GST | |
(3) To get PIN again | Blank | |
(4) Transaction charges (at NS Bank ATM) | Cash Withdrawal: Nirank | |
(5) Lane - take charge NS Bank ATMtoleave | ||
(A) For Savings Accounts | First 5 financial / non-financial transactions in a month, free of cash after that: | |
(A) For Current Accounts | On cash withdrawal: Rs. 25 + GST per transaction | |
(21) | IMPS CHARGES | |
| (A) Amount Rs. 10000 / - | Nil |
(B) Amount Rs. 10001 / - to 100000 / - | Amount Rs. 5 / - + GST | |
(C) Amount Rs. More than 100000 / - | Amount Rs. 15 / - + GST | |
(22) | RTGS / NEFT CHARGES | |
| (A) Amount up to Rs 100000 / - | Nil |
(B) Amount Rs 100001 / - to 200000 / - | Amount Rs 10 / - + GST | |
(C) Amount Rs 200001 / - to 500000 / - | Amount Rs 15 / - + GST | |
(D) Amount exceeding Rs 500001 / - | Amount Rs 50 / - + GST | |
(23) | Draft / drinks slip cancellation charges | 50% of the charges incurred at the time of preparation + GST |
(24) | (1)unattendedsavingsaccounts(membersavingsaccountstoleft)in- | |
(A) Rs. 250 / - or less deposit remaining - | (A) Rs. Account should be closed by incidant charges up to Rs 250 / - + GST. | |
(B) Rs. If more than 250 / - and deposit is less than Rs.500 / - | (B) Rs. 250 / - + GST incidental charges be debited. | |
(C) Check book is issued in the account and Rs. 1000 / - or less if there is a remaining deposit - | (C) Rs. 250 / - + GST incidental charges be debited. | |
(D) from the non-operational category to the operational category, then - | (D) Rs. 250 / - + GST Incidental Charges. | |
(2)unattendedcurrentaccountsin- | ||
(A) On having minimum balance in the accounts | (A) (अ) इन्सीडेंटल चार्जेज नहीं लिया जावें | | |
(B) (b) If the amount in the accounts exceeds the minimum balance | (B) (b) Maximum Rs. per annum. 500/- + GST Incidental Charges should be debited. | |
(3)unattendedSarvamangalaccountsfor- | ||
(A) (अ) रु. 500/- या कम जमा शेष हो तो - | (A) (a) Incidental charges should not be taken. | |
(B) Rs. If the deposit balance is more than Rs 500/- - | (B) (b) Rs per annum. 500/- + GST Incidental Charges should be debited. | |
(25) | Processingfeeinloancases |
|
(1) Amount Rs. Up to Rs.30,000 / - | Rs 500 / - + GST | |
(2) Amount Rs. Up to Rs.50,000 / - | Rs 500 / - + GST | |
(3) Amount Rs. Upto Rs.1,00,000 / - | Rs 500 / - + GST | |
(4) Amount Rs. Upto Rs.3,00,000 / - | Rs 1000 / - + GST | |
(5) Amount Rs. Up to 5,00,000 / - | Rs 1500 / - + GST | |
(6) Amount Rs. More than 5 lakhs but up to 10 lakhs | Minimum Rs. 1500 / - + Above 5 Lakh 0.2% PER LAC Maximum Rs. 5500 / - + GST | |
(A) CC / OD Loan case | ||
| ||
(B) Periodic (T / L) Loan Case | ||
(7) Amount Rs. Over 10 lakhs but upto 25 lakhs | ||
(A) CC / OD Loan case | ||
| ||
(B) Periodic (T / L) Loan Case | ||
(8) Amount of Rs. 25 lakh but up to 100 lakh |
| |
(A) CC / OD Loan case | ||
(B) Periodic (T / L) Loan Case | ||
(9) Amount of Rs. 100 lakhs more .... | Minimum Rs. 14800 / - + Above 100 Lakh 0.075% PER LAC Maximum Rs. 29000 / - + GST | |
| ||
(A) CC / OD Loan case | ||
| ||
(B) Periodic (T / L) Loan Case | ||
|
| |
(26) | JewelryTaranloansoninquiryCharges- | |
Rs Up to Rs.50,000 / - | Rs 200 / - + GST | |
Rs 50,001 / - to 1,00,000 / - | Rs 400 / - + GST | |
Rs Above Rs.1,00,000 / - | Rs 4 / - per thousand + GST | |
(27) | Commitment Charges | |
CC / OD Commitment charges for using less than 60% of the limit in the account. | + GST of 2 percent unused limit on half-yearly basis | |
(28) | Loan application form | Rs 20 / - (Including GST) |
(29) | Permanent Membership Application Form | Rs 20 / - (Including GST) |
(30) | Nominal membership application fee | Rs 30 / - (Without GST) |