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The determination of establishing the Financial independence has led to the foundation and framework of Nagrik Sahakari Bank.
Four wheeler loans

(A)

Loan for four wheeler distributed on or before 02.08.2015 ( for men and women)

10.50 %  

191

10.50 %

(B)

Loan for four wheeler distributed  from 03.08.2015 onwards

 

 

 

(i)

For men

10.50 %

191

10.50 %

(ii)

For women

10.00 %

217

10.00 %

 

 

 

 

 

(C)

For two wheeler purchase

 

 

 

(D)

Loan for two wheeler distributed on or before 02.08.2015 ( for men and women)

14.00 %

186

14.00 %

(E)

Loan for two wheeler distributed  from 03.08.2015 onwards

 

 

 

(i)

For men

14.00 %

186

14.00 %

(ii)

For women

13.50 %

218

13.50 %


  • Purpose - Personal or business use to purchase the car and jeep,
  • Loan amount - Up to 75 percent of the price of the vehicle.
  • Securities – Vehicle will be mortgaged. Guarantee of a competent member will be acceptable to the Bank
  • Co Securities - Property of the debtor or guarantor will be mortgaged and can be availed if the amount for loan is more than 5 lakhs.
  • Insurance - Car and mortgaged building or property must be insured
  • Debt Payoff – Maximum 60 months (maximum 84 months for salaried employees)

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